Connect your users to their financial data

Enable financial planning and budgeting tools, investment management, payment enablement, account opening, lending, credit enhancement, and more with Akoya.

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Akoya is trusted across the open finance ecosystem

Get the data you need reliably

Account opening

Enable instant account opening and funding without micro-deposits.

Business financial management

Lending & credit enhancement

Payment enablement

Personal financial management

Wealth management & investing

Read our API docs

Substantial API coverage across financial account types

Akoya is adding new financial institutions continually to ensure data coverage for all offered use cases.
Percentages and account totals are based on FDIC data, Nilson Reports, and internal research.

Deposit

81% of accounts

credit cards

61% of cards

retail brokerage

35% of accounts

defined contribution

50% of accounts

A new approach to
Open Finance

API Data dependability & accuracy

OAuth-based connections enable consistent network uptimes from authorized data sources. Expect uniform data with consistent coverage across products.

Industry backed

Cost effective

Network security

Developer focused

Our mission

One integration with Akoya provides access to all data providers

How users permission their data through Akoya

Emily wants to connect a fintech app to her accounts at her fictional bank, Mikomo.

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Emily is redirected by the fintech app to Akoya where the fintech and Mikomo ids are validated.

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Akoya redirects Emily to Mikomo Bank and Emily authenticates on the Mikomo Bank site.

Emily does not provide her login information to anyone but her financial institution.

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Mikomo Bank presents Emily’s account list for selection and permissioning to her fintech app.

Emily approves account selection and permissions access to whichever accounts she wants to share.

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Akoya redirects Emily back to her fintech app.

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Akoya connects the fintech app with Emily's permissioned data.

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Mikomo Bank returns data to Akoya, who passes the data to the fintech app.

Emily sees the permissioned account data.

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Our network model offers more efficient pricing

Costs are tailored and based on anticipated API volumes. Tiered pricing is available for increased volume passed through Akoya. Get in touch with us for more details.

Connect your users to their financial data

Akoya is trusted across the open finance ecosystem

Get the data you need reliably

Substantial API coverage across financial account types

A new approach toOpen Finance

Get started with a free account

How users permission their data through Akoya

Our network model offers more efficient pricing

A new approach to
Open Finance